Your phone
is your
wallet.
Add your credia-financial card to Apple Pay, Google Pay or Samsung Pay in less than 30 seconds. Pay with a simple gesture, without ever taking out your card.
Payment accepted
− 24,90 €
Compatible with all
your devices.
Whether you are on iOS, Android or Wear OS, your credia-financial card integrates natively into your ecosystem.
iPhone & Apple Watch
Add your card by scanning from the Wallet app. Face ID or Touch ID authentication. Works even without a network, offline.
- iPhone (Face ID / Touch ID)
- Apple Watch Series 4+
- iPad & Mac (online payments)
Android & Wear OS
Available on all Android 5.0+. Use your fingerprint or PIN to validate each payment securely.
- Android 5.0+ (NFC required)
- Wear OS (connected watches)
- Chrome & partner apps
Galaxy & Galaxy Watch
MST and NFC compatible. Pay even on older generation terminals that do not support classic contactless.
- Samsung Galaxy (MST + NFC)
- Galaxy Watch 4+
- Samsung Internet
Ready to pay
in 30 seconds.
No need for your physical card. Everything happens from the credia-financial application or directly in your native wallet.
Open credia-financial or your Wallet
From the credia-financial app, tap “Add to Wallet” — or open Apple Wallet / Google Wallet directly.
Scan or enter
Take a photo of your card or enter its number. We validate the addition in real time without a code by SMS.
Approach and pay
Unlock your phone, bring it close to the terminal. Face ID, fingerprint or double tap are enough.
credia-financial Pay
“More than 100 million payment terminals around the world accept contactless payment. With credia-financial Pay, your phone works wherever Visa is accepted.”
Mobile Payment ServicePay in all moments of life.
Shopping & shops
At the checkout, in supermarkets, at the butcher or baker. Fast, hygienic, contactless.
Travel & transportation
Metro, RER, tram, tolls, taxis and airports. Pass through the gates without looking for your map.
Online shopping
Finalize your orders in one click with Apple Pay or Google Pay, without ever having to re-enter your bank details.
Restaurants & leisure
At restaurants, at the cinema, in museums or parks. Bring your watch or phone closer, it's done.
Secure payment
256-bit tokenization · Without real data
Your real card number is never transmitted.
credia-financial mobile payment is based on tokenization: a unique virtual number is generated for each transaction. Your real card never leaves your phone.
Each payment uses a unique, single-use token that cannot be used outside of the transaction.
Face ID, fingerprint or PIN code. Without your body or your code, no payment can go through.
Disable mobile payment from the app in 2 seconds. Reactivation just as fast.
In the event of fraudulent use of your wallet, credia-financial will reimburse you in full without delay.
Refund in
a message.
Share a restaurant bill, reimburse a friend, collect money for a joint gift — right from the app.
Instant delivery by phone
Enter a phone number. If the recipient is a customer of ours, the funds arrive in less than 5 seconds..
Note sharing (Split)
Enter the total amount and number of participants. We send a refund request to everyone.
Online prize pool
Create a prize pool for a birthday, a trip or a collective gift. Share the link, follow the contributions.
QR payment code
Generate a QR code from the app to receive a precise amount, even if the other person is not at home.
They said goodbye
to their physical card.
“I haven't taken out my physical card for 6 months. The telephone is sufficient everywhere — metro, shopping, restaurant, Amazon. This is true freedom. »
“Splitting with my roommates revolutionized life together. In 10 seconds the races are shared and everyone receives a request on their phone. »
“On a trip to Tokyo, I paid for absolutely everything with my iPhone. Even the drink vending machines accepted Apple Pay. Bluffing. »
Your questions
about credia-financial Pay
An unanswered question? Our chat responds in less than 2 minutes.
Can I use credia-financial Pay without an internet connection?
Yes. Apple Pay and Google Pay work offline using the NFC chip in your phone. The transaction is saved locally and synchronized as soon as you regain a connection. A delay of a few seconds may be observed on your statement.
Is there a contactless payment limit?
Standard contactless payment is limited to €50 per transaction without additional authentication. Beyond that, your phone automatically requests biometric validation (Face ID, fingerprint). Online purchases do not have a mobile-specific cap.
Can my phone be used if I lose it?
No. Mobile payment requires your biometrics or PIN. If lost, block your card from the credia-financial app on another device or by phone. You can also use your OS's "Find" feature to lock or wipe the device remotely.
Can I have multiple cards in my wallet?
Yes. You can add all your credia-financial cards (primary, secondary) as well as your loyalty cards, meal vouchers and digital identity documents in a single wallet. Set your default map with a swipe.
Is mobile payment available abroad?
Absolutely. Apple Pay, Google Pay and Samsung Pay are accepted in all countries where the Visa network offers contactless. More than 100 million terminals worldwide are compatible, including on public transport in most major European and Asian cities.
Ready to pay
without a card?
Opening in 10 minutes · Apple Pay and Google Pay compatible · €0 fees